Finding The Best Classic Car Insurance Policy And Rate

Here are the questions you need to be sure to ask when you're shopping for classic car insurance...

• Does my car qualify as a classic car?
• Will this policy be an "agreed value" policy?
• Will I need an appraiser?
• What discounts am I eligible for?
• What is my limit on collision coverage?
• Do I need to garage my classic car?
• What are the liability limits of my policy?
• How will my driving and mileage effect my rates?
• Does the insurer have to approve my appraiser?
• What are my comprehensive coverage limits?
• Under what circumstances might my claim be denied?

It's important to understand that to qualify for classic car insurance, your car will need to meet certain specific qualifications. Of all the qualifications, your driving record and history is the most important, and will have the biggest impact on rates. For instance, you may only be allowed two moving violations.

You will also be required to show that the registered drivers in your home have access to another motor vehicle for their daily driving needs. In order to qualify for the lowest possible rates on your classic car insurance policy, most insurers won't allow your car to be the primary means of transportation in the household, or used for everyday errands.

The good news is, once your car qualifies as a classic, you will be pleasantly surprised at how low the rates can be to insure it. Never forget that it's just as important to shop around and get several quotes for classic car insurance as it is for any other type of insurance.

You can easily get over a dozen auto insurance quotes in under 8 minutes, and the best of the quotes may save you almost $600*. You may not save that much... average savings are $431 per year. Hardly chump change, right?

What are you waiting for? Get your quotes now!

*Average Savings - $431/year!